At Yriltek, we take your privacy seriously. This policy explains how we collect, use, store, and protect your personal information when you use our stock market education platform. We're committed to being transparent about our practices and giving you control over your data.
Information We Collect
Account Information
When you create an account with Yriltek, we collect basic details needed to set up and manage your learning profile. This includes your full name, email address, and password (stored in encrypted form). If you choose to add optional information like your phone number or mailing address, we store that too.
Learning Activity Data
As you progress through our stock market courses, we track your learning journey. This helps us show you where you left off and recommend relevant content. We collect data about completed lessons, quiz results, time spent on different modules, and areas where you might need extra support.
Technical Information
Like most websites, we automatically gather certain technical details when you visit. Your IP address, browser type, device information, and operating system help us optimize the site for different users. We also collect data about which pages you visit and how you interact with our platform.
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Data Type
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Purpose
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Retention Period
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Account credentials
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Authentication and access control
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Until account deletion
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Learning progress
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Personalized experience and recommendations
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Until account deletion
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Technical logs
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Security and platform optimization
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90 days
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Payment information
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Transaction processing
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7 years (tax requirements)
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How We Use Your Information
We use the information we collect to provide you with a better learning experience. Here's what that means in practice:
- Delivering course content and tracking your progress through different modules
- Sending important updates about your account, courses you're enrolled in, or changes to our platform
- Recommending lessons or topics based on what you've already learned and where you seem most interested
- Responding to questions or support requests you submit through our contact channels
- Analyzing how people use the platform so we can fix problems and improve the experience
- Detecting unusual activity that might indicate security issues or unauthorized access attempts
- Complying with legal requirements under Canadian financial education regulations
Marketing Communications: If you opt in, we'll occasionally send emails about new courses, platform features, or educational content that might interest you. You can unsubscribe from these messages anytime by clicking the link at the bottom of any email. We'll never sell your email address to third parties.
Legal Basis for Processing (Canada)
Under Canadian privacy legislation, including PIPEDA (Personal Information Protection and Electronic Documents Act), we process your personal information based on the following legal grounds:
Contractual Necessity
We need certain information to provide the educational services you signed up for. Without your email and account details, we simply can't deliver the courses or track your learning progress. This is the core reason we collect most of your data.
Legitimate Interests
We have legitimate business reasons to process some information, like improving our platform based on usage patterns or protecting against fraud. We balance these interests against your privacy rights and only proceed when it's reasonable to do so.
Consent
For things like marketing emails or optional features, we ask for your explicit permission first. You can withdraw this consent whenever you want, though it won't affect any processing we did before you withdrew it.
Your Privacy Rights
Canadian privacy law gives you several rights regarding your personal information. Here's what you can do and how to exercise these rights:
Access Your Data
Request a copy of all personal information we hold about you. We'll provide this in a readable format within 30 days of your request.
Correct Inaccuracies
If any information we have is wrong or outdated, you can ask us to fix it. You can update most details directly in your account settings.
Delete Your Account
Request complete deletion of your account and associated data. We'll permanently remove your information within 60 days, except where we're legally required to keep records.
Withdraw Consent
Stop receiving marketing emails or revoke permission for optional data uses. This doesn't affect processing we've already completed with your consent.
Object to Processing
Challenge how we use your information in specific situations. We'll review your objection and stop processing unless we have compelling legitimate grounds to continue.
Data Portability
Receive your learning data in a structured, machine-readable format that you can transfer to another service if you choose to leave Yriltek.
How to Exercise Your Rights: Send your request to help@yriltek.info with the subject line "Privacy Rights Request." Include your full name and account email so we can verify your identity. We'll respond within 30 days and explain any reasons if we can't fulfill your request.
Information Sharing and Disclosure
We don't sell your personal information to anyone. Period. But we do share limited data with certain third parties who help us operate the platform:
Service Providers
We work with companies that provide essential services like cloud hosting, email delivery, payment processing, and analytics. These providers only access the data they need to perform their specific functions and are contractually bound to protect your information. They can't use it for their own purposes.
Legal Requirements
Sometimes we're legally obligated to disclose information. This might happen if we receive a valid court order, need to comply with Canadian securities regulations, or have to respond to government agency requests. We'll notify you about such disclosures unless prohibited by law.
Business Transfers
If Yriltek is acquired by another company or merges with one, your information would likely be transferred as part of that transaction. We'd notify you beforehand and explain any changes to how your data will be handled.
We never share your learning progress, quiz scores, or personal details with other students or the general public. Your educational journey with us remains private.
Data Security Measures
Protecting your information is something we think about constantly. Here are the main security measures we've implemented:
- All data transmitted between your browser and our servers is encrypted using TLS 1.3 protocols
- Passwords are hashed using industry-standard bcrypt algorithms before storage
- Our databases are protected by firewalls and accessible only through secure VPN connections
- We conduct regular security audits and vulnerability assessments with third-party experts
- Access to personal information is restricted to employees who need it for their specific job functions
- All staff members receive privacy and security training during onboarding and annually thereafter
- We maintain detailed logs of who accesses what data and when, for accountability purposes
- Automated systems monitor for suspicious activity and potential security breaches
Despite these precautions, no system is completely immune to security risks. If we detect a breach that affects your personal information, we'll notify you within 72 hours and explain what happened, what data was involved, and what steps we're taking to address the situation.
Cookies and Tracking Technologies
We use cookies and similar technologies to make the site work properly and improve your experience. Here's what that involves:
Essential Cookies
These are necessary for basic platform functions like keeping you logged in as you move between pages. You can't opt out of these without breaking the site's functionality.
Analytics Cookies
We use these to understand how people interact with our platform - which features are popular, where users get confused, how long lessons take to complete. This data is aggregated and doesn't identify individual users. You can disable these through your browser settings.
Preference Cookies
These remember your settings like video playback speed, preferred chart types, or interface layout choices. They make return visits more convenient but aren't essential to the platform.
Most browsers let you control cookies through their settings. You can usually choose to accept all cookies, reject all cookies, or be notified when a cookie is set. Keep in mind that disabling certain cookies might affect platform functionality.
Data Retention and Deletion
We keep your information only as long as we need it for the purposes described in this policy. Here's our general approach:
Active Accounts
While your account is active, we retain all your learning data, progress records, and account information. This ensures you can pick up where you left off even if you take breaks between learning sessions.
Inactive Accounts
If you haven't logged in for 24 months, we'll send an email asking if you want to keep your account active. If we don't hear back within 60 days, we'll delete your personal information (though we may retain anonymized learning data for research purposes).
Deleted Accounts
When you request account deletion, we permanently remove your personal information within 60 days. Some data must be retained longer for legal compliance - particularly financial records, which Canadian tax law requires us to keep for seven years.
Backup Systems
Deleted data may persist in backup systems for up to 90 days before complete removal. These backups are stored securely and are only accessed in disaster recovery situations.
Children's Privacy
Yriltek's educational platform is designed for adults interested in learning about stock market investing. We don't knowingly collect information from anyone under 18 years of age. If you're under 18, please don't create an account or provide us with any personal information.
If we discover that we've accidentally collected data from someone under 18, we'll delete it immediately. Parents or guardians who believe their child has provided information to us should contact help@yriltek.info so we can remove it promptly.
International Data Transfers
Your information is primarily stored on servers located in Canada. However, some of our service providers operate infrastructure in other countries, which means your data might occasionally be processed outside Canada.
When this happens, we ensure these providers maintain privacy standards comparable to Canadian law. We use contractual safeguards and only work with providers who demonstrate strong data protection practices. If you're uncomfortable with potential international transfers, please contact us to discuss your options.
Changes to This Policy
We review and update this privacy policy periodically to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you by email and display a prominent notice on the platform for at least 30 days.
The "Last Updated" date at the top shows when this version became effective. We encourage you to review this policy occasionally to stay informed about how we protect your information. Continued use of the platform after policy changes indicates your acceptance of the updated terms.
Previous versions of this policy are archived and available upon request if you want to see what's changed over time.
